Put my experience to work for you! I can help you with buying, building, or refinancing, and will work closely with you to find the right lending solution.

• Conventional, fixed, and adjustable rate mortgages (ARMs)
• VA — 100% financing
• FHA
• 80/10/10 and 80/15/5

Personal service and free prequalifications

Realtors and sellers will be more willing to negotiate when they know you have your financing ready to go. I’ll help you make an offer on your next home with confidence.

The personal service that my team and I provide is second to none. I’ll be here to make sure everything happens as it should, from application to closing. If you don’t have time to come in and see me, you can choose our easy-to-use online application.

 What Debbie’s customers are saying

“I am not always the easiest person to work with (there, I said it). Debbie and Union Bank & Trust made our mortgage process smooth and hassle-free. My wife and I rolled a construction remodel into permanent financing with Debbie and it honestly couldn’t have been easier. Debbie is very detail-oriented, organized, responsive, and the consummate professional. I highly recommend her for any of your mortgage needs!”

Mike LaFave

“I feel I got a good deal on my refinancing situation and that you had my interests at heart when trying to help me get the best terms I could. I feel that you look out for the customer. If someone asked me who I’d recommend for a mortgage, I would send them to you.”

Karen Chleborad, Assistant Vice President, Central States Indemnity

“With the assistance of Debbie Lentz, I have recently completed yet another refinance of my home mortgage. I have been a customer of Union Bank Mortgage Loans, formerly Columbus Federal, for approximately seven years. With Debbie’s expertise and input, I was able to successfully finance and build my first home.”

Mary Anderson, Litigation Manager

“We have used Union Bank loans previously, and have always found Debbie and the rest of the team to be wonderful to work with.”

Steph Poncelow – CFO, Dave Poncelow – Business Owner

“Debbie was always an email or phone call away, ready to answer questions. Her pleasantness and quick response time made the process a breeze.”

Clint Walraven – Business Owner & LuAnn Walraven – Sales

“Debbie is amazing as always. I always receive excellent customer service when I work with her.”

Melissa Iriving-Gass – Medical Administration

“Deb was very helpful when Denise and I went in to get a loan for a cabin that we were looking at. She took us through all of our option and was able to give us the best deal. Deb also informed us of any changes throughout the whole loan process. Thanks Deb for your help, we really appreciate it.”

Rex M.

“My family and I have had the job of dealing with Debbie for a very long time. Over the the 30 years we’ve dealt with Deb, we have enjoyed each time over multiple properties. I wouldn’t deal with anyone else.”

Dennis & Denise P.