Value Edge Money Market
Best suited for businesses with $1,000 or more to invest in a safe, federally insured account.
- 24-hour account access
- Attractive money market interest rates
- Access funds via check or debit card
- Minimum opening deposit of $1,000
- No monthly fee
- Interest is paid monthly; click here for complete tiered rate information
- A total of six (6) free withdrawals/checks per month¹; $25 per additional withdrawal
¹Value Edge Money Market accounts have transfer and withdrawal limitations; see account disclosure for additional information.
Certificates of Deposit
Set it aside and watch it grow
Maximize your earnings securely and on your own time frame with a CD from UBT. You can choose how long you’d like to invest, how much, and how your interest is paid.
- Terms range from 3 months to 5 years
- Funds are accessible, but early withdrawals may be penalized
- Interest can be paid quarterly or at maturity
CDARS Program
Make large cash deposits quickly and confidentially
If your business has more than $250,000 to invest and you want it insured under the FDIC, CDARS (the Certificate of Deposit Account Registry Service) can help.
- Make a large deposit quickly and confidentially through UBT
- Enjoy full FDIC insurance, up to $30 million
- Work directly with UBT as your one trusted contact for your investments
Sweep Services
Maximize your money’s earning potential
Sweep services from UBT are a great way to move money into your higher-earning accounts automatically. Simply work with us to set a target balance for your account; then, at the end of each business day, our service “sweeps” the account for excess funds and ensures that money is invested or used to pay down debt.
