Real Service from Real People

These bankers will be your partner

Whether it’s in our office or out in your fields, let’s talk about the right plan for you. UBT takes a fair, straightforward approach to your finances that you can rely on year after year. Whether you're expanding your acres or passing the farm to the next generation, you’ll get thoughtful, detailed guidance from real people (like Nora) who really care about your farm and family.

Nora Turner

Crop Insurance

Expecting the unexpected

From damaging drought and hail to fluctuating grain prices, your ag operation faces risks every year. Crop insurance is an important tool for mitigating these risks and protecting your profitability. Let’s talk about your operation, and we’ll guide you to a crop insurance solution that works for you.

  • Multi-peril crop insurance
  • Crop revenue coverage
  • Revenue assurance

Frequently Asked Questions

What is UBT's Wire SWIFT Code for receiving an international wire?

SWIFT Code: UNTUUS42

To assist our customers living abroad or with family members who live outside of the United States, we have an International Wire SWIFT Code. Use the information below to send a wire to a Union Bank & Trust account:

  1. Receiving Bank: Union Bank & Trust Co.
  2. SWIFT Code: UNTUUS42
  3. Beneficiary: Union Bank & Trust Co. Account Name
  4. Address: Union Bank & Trust Co. Account Address
  5. Account Number: Union Bank & Trust Co. Account Number
What is Zelle®?

Zelle is a fast, safe and easy way to send money directly between almost any bank accounts in the U.S., typically within minutes1. With just an email address or U.S. mobile phone number, you can send money to people you know and trust, regardless of where they bank2.

1) Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle.
2) Must have a bank account in the U.S. to use Zelle.

Who can I send money to with 𝙕𝙚𝙡𝙡𝙚?

You can send money to friends, family and others you trust2.

Since money is sent directly from your bank account to another person's bank account within minutes1, it's important to only send money to people you trust, and always ensure you've used the correct email address or U.S. mobile number.

1) Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle.
2) Must have a bank account in the U.S. to use Zelle.

How do I use 𝙕𝙚𝙡𝙡𝙚?

You can send, request, or receive money with Zelle.

  1. To get started, log into online banking or your mobile app, navigate to Bill Pay and select "Send Money with Zelle®". Accept terms and conditions, enter your email address or U.S. mobile phone number, receive a one-time verification code, enter it, and you're ready to start sending and receiving with Zelle.
  2. To send money using Zelle, simply add a trusted recipient's email address or U.S. mobile phone number, enter the amount you'd like to send and an optional note, review, then hit "Send." In most cases, the money is available to your recipient in minutes1.
  3. To request money using Zelle, choose "Request," select the individual(s) from whom you'd like to request money, enter the amount you'd like to request, include an optional note, review and hit "Request"3.
  4. To receive money, just share your enrolled email address or U.S. mobile phone number with a friend and ask them to send you money with Zelle.

1) Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle.
2) Must have a bank account in the U.S. to use Zelle.
3) In order to send payment requests or split payment requests to a U.S. mobile number, the mobile number must already
enrolled with Zelle.

 

Someone sent me money with 𝙕𝙚𝙡𝙡𝙚, How do I receive it?

If you have already enrolled with Zelle, you do not need to take any further action. The money will move directly into your bank account, typically within minutes1.

If you have not yet enrolled with Zelle, follow these steps:

  1. Click on the link provided in the payment notification you received via email or text message.
  2. Select your financial institution.
  3. Follow the instructions provided on the page to enroll and receive your payment. Pay attention to the email address or U.S. mobile number where you received the payment notification - you should enroll with Zelle using that email address or U.S. mobile number to ensure you receive your money.

1) Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle.

What kind of payments can I make with 𝙕𝙚𝙡𝙡𝙚?

Zelle is a great way to send money to family, friends, and people you are familiar with such as your personal trainer, babysitter or neighbor2.

Since money is sent directly from your bank account to another person's bank account within minutes1, Zelle should only be used to send money to friends, family and others you trust.

Neither UBT nor Zelle offers a protection program for any authorized payments made with Zelle – for example, if you do not receive the item you paid for or the item is not as described or as you expected.

1) Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle.
2) Must have a bank account in the U.S. to use Zelle.

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Loan products subject to credit approval.