Business Banking

We’re in this together — let’s get to work

When it’s time to seize opportunities and overcome challenges, our business experts will find the right solution for you.

Business Checking

Business Checking Accounts

Accounts to fit your business

At the core of your business banking services is your checking account. Choose the right account for you and add a variety of options to keep things running smoothly.

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Loans & Lines of Credit

Business Loans & Lines of Credit

Whatever you’re building, we’re here to help

Get the support you need to grow and expand. UBT has the size and expertise to serve multimillion-dollar corporations as well as small businesses. You'll get responsive service, expertise, and access to decision makers that you can only find with a family-owned bank.

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Treasury Management

Treasury Management Services

Run your business — even when you’re on the go

It starts with a business checking account — then we’ll add the business tools that help you make the most of your business finances. Get everything you need to manage your accounts, gain efficiencies, improve cash flow, and sharpen day-to-day operations.

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Credit Cards

Business Credit Cards

Earn points with every purchase

Wherever you go, your business is close at hand with UBT’s business credit cards. Use them for everyday business transactions, supply orders, or a trip to the ATM for petty cash — with convenience, efficiency, and rewards.

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Employee Benefits

Retirement Plan Services & Omnify Employee Benefits

Be a hero to your employees

Investing in your employees’ health and future success shows you care and helps your company stand out as a great place to work.

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Commercial banking

Take your business to the next level with tailored financing, responsive service, and access to decision-makers.

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Small business

Small business is a big deal. Our team is here to help move your business forward.

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Business Loans

Local decision-makers and flexible solutions

Our experts are here to help you seize opportunities and overcome any challenges.

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Find a Banker

Loans for your business

SBA loans

A flexible financing option for recently established or quickly growing companies.

Church financing

We share your values and specialize in helping churches reach their goals.

Equipment financing

Expert, creative financing ideas for your business, practice, or farm.

Greek house improvements

We know the ins and outs of the Greek system and can set up financing that fits.

Omnify Health Benefits

An affordable, convenient approach to offering your employees industry-leading health benefits, backed by a team of HSA and FSA experts.

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Retirement Plan Services

Complete, bundled retirement plans with diverse options, education programs, and competitive pricing.

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Corporate trusts

For cities, counties, schools, utilities, educational institutions, and health care facilities who need complete custody, bond administration, and escrow services.

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Why Union Bank & Trust?

We get to know you

At UBT, people don’t have your money — your money has people. That means personalized service from real people who get to know you, your goals, and your individual needs.

We’re local

Since getting our start in Lincoln, we’ve expanded to include locations across the state and in parts of Kansas. We’re proud of our Midwestern roots and the people we serve.

We give back

We care about the communities we serve, so we make it a point to support charitable causes and civic organizations that make for an even better place to live and work.

We’re always innovating

Whether it’s improving our online experience or offering new ways to bank on the go, we’re always working to give you the best banking experience possible — so you can focus on what matters.

We’re family owned

UBT has been owned by the same family for more than 50 years, which means we understand the value of putting down roots, caring for those around us, and supporting other families as they grow.

We can do it all

At UBT, we cast a wide net. We offer banking and lending services to individuals and businesses, investing and wealth management solutions, trust services*, and more — all with a personal touch.