COVID-19 Relief
We say it a lot: Your money has people at UBT. And we're here to help you through this difficult time with payment deferrals, hardship Ready Loans, and more.
Personal Checking
The right account for your needs
We offer a variety of personal checking accounts with features and benefits designed with you in mind — backed by real people who really care.
Certificates of deposit
Get a guaranteed return on the money you put in, on your timeline.
Home Loans
We’ll make it easy to build, buy, or refinance
Ready for the home of your dreams? Let our friendly, experienced home loan team guide you through the steps of finding the right loan to buy, build, or improve on your home.
We get to know you
At UBT, people don’t have your money — your money has people. That means personalized service from real people who get to know you, your goals, and your individual needs.
We’re local
Since getting our start in Lincoln, we’ve expanded to include locations across the state and in parts of Kansas. We’re proud of our Midwestern roots and the people we serve.
We give back
We care about the communities we serve, so we make it a point to support charitable causes and civic organizations that make for an even better place to live and work.
We’re always innovating
Whether it’s improving our online experience or offering new ways to bank on the go, we’re always working to give you the best banking experience possible — so you can focus on what matters.
We’re family owned
UBT has been owned by the same family for more than 50 years, which means we understand the value of putting down roots, caring for those around us, and supporting other families as they grow.
We can do it all
At UBT, we cast a wide net. We offer banking and lending services to individuals and businesses, investing and wealth management solutions, trust services, and more — all with a personal touch.
Auto & Personal Loans
Auto loans
Our team will help make the buying process as fun as the test drive.
Ready loans
Quick. Easy. Hassle-free. Put your loan request on the fast track.
Home loans
Get into the home of your dreams with help from our experienced mortgage team.
Home equity
Ready to remodel? Use your home’s value to make it even better.
UBTgo Digital Banking
Your bank goes where you go
UBTgo helps you easily manage all of your money from any device. Deposit checks from your phone, pay a friend, pay your bills — you can do it all any time, anywhere.
Investment management
Whatever your goals may be, our team of objective, experienced, reliable investment professionals will help you get there with a variety of investment vehicles.
Estate administration
You can count on our experienced team of trust professionals to help protect your wealth and guide your family during a difficult time.
Need More Help?
Contact a personal banker near you
*Offer subject to credit approval. Valid on approved Rewards and Signature Rewards Credit Card applications received between October 1, 2019, and February 29, 2020. Bonus points offer available after 10 purchase transactions are posted within 60 days of credit card open date. Member FDIC.
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