Simply Savings
A basic savings account that offers the flexibility to easily deposit and withdraw money.
Simply Savings Student
An account specially designed for those 25 and under.
Value Edge Money Market
Earn higher interest with easy account access.
|
Minimum opening deposit |
Monthly fee |
Age requirement |
Earns interest; see current rates |
Six free debit transactions per calendar month |
|
|---|---|---|---|---|---|
| Simply Savings |
N/A |
$3; waived with a $100 average balance |
N/A |
✓ |
✓ |
| Simply Savings Student |
N/A |
N/A |
Ages 25 and under |
✓ |
✓ |
| Value Edge Money Market |
$1,000 |
N/A |
N/A |
✓ |
✓ |
Effective as of April 15, 2025
Savings account rates
Simply Savings accountSuggested opening deposit of $100 |
||||
| Balance | Interest Rate | APY* | ||
| $0.01 or more | 0.36% | 0.36% | ||
Simply Savings Student account |
||||
| Balance | Interest Rate | APY* | ||
| $0.01 or more | 0.36% | 0.36% | ||
*The Annual Percentage Yield (APY) is based on monthly compounding. Rates subject to change at any time. Special restrictions may apply. Fees may reduce earnings.
Effective as of April 15, 2025
Money Market account rates
Value Edge Money Market Account$1,000 minimum to open |
|
| Balance | APY** |
| Less than $10,000 | 0.85% |
| $10,000 to $49,999.99 | 1.41% |
| $50,000 to $99,999.99 | 2.02% |
| $100,000 to $249,999.99 | 2.32% |
| $250,000 to $499,999.99 | 2.58% |
| $500,000+ | 3.09% |
**The Annual Percentage Yield (APY) is based on monthly compounding. Rates subject to change at any time. Special restrictions may apply. Fees may reduce earnings.
RoundUp
An easy way to save
When you use your Union Bank Visa® debit card, we’ll round up the total to the nearest dollar and automatically deposit the difference into your savings account. Over time, this change can really add up! It’s easy and free. Sign up at any UBT location.
UBT HSA
Start saving for tomorrow’s healthcare expenses today
Our health savings accounts offer a triple tax advantage — and room to grow.
Your Money Has People
Real people who really care
Our people take pride in going the extra mile to help our customers, so you can relax knowing we have your best interests in mind. Beyond savings accounts, you’ll find a full range of services to help you grow your wealth — backed by real people, like Chase.
