A basic savings account that offers the flexibility to easily deposit and withdraw money.
Simply Savings Student
An account specially designed for those 25 and under, with no maintenance fee.
Value Edge Money Market
Earn higher interest on balances over $10,000 with easy account access.
|Minimum opening deposit||Monthly fee||Age requirement||Earns interest; see current rates||Six free debit transactions per calendar month|
|Simply Savings||N/A||$3; waived with a $100 average balance||N/A||✓||✓
$5 fee for each additional
|Simply Savings Student||N/A||N/A||Ages 25 and under||✓||
|Value Edge Money Market||$10,000||N/A||N/A||✓||✓
$25 fee for each additional
Opening an account with or for someone aged 14–17? Start here.
Savings Accounts for Kids
Start young, save big
Help your kiddos learn to save by taking advantage of our Piggy Bank Match. Bring them in to your favorite branch to open a new Simply Savings Student account, and we’ll match their opening deposit up to $25.† It’s the perfect opportunity to teach them about saving and get them started on the right foot!
An easy way to save
When you use your Union Bank Visa® debit card, we’ll round up the total to the nearest dollar and automatically deposit the difference into your savings account. Over time, this change can really add up! It’s easy and free. Sign up at any UBT location.
Start saving for tomorrow’s healthcare expenses today
Our health savings accounts offer a triple tax advantage — and room to grow.
Your Money Has People
Real people who really care
Our people take pride in going the extra mile to help our customers, so you can relax knowing we have your best interests in mind. Beyond savings accounts, you’ll find a full range of services to help you grow your wealth — backed by real people, like Chase.
Frequently Asked Questions
The fastest way to add someone to your account would be to stop into any branch location with them.
We are not able to remove an account owner; a new account would need to be opened.
We require a signature from an account owner to close an account. The fastest and simplest way is to stop into any branch location.
Savings account statements are rendered quarterly. If you have a checking account and have elected for combined statements then you will receive a statement monthly.
A checking or savings account will become inactive after 12 months of no credit or debit activity.
Yes. You can buy electronic savings bonds as gifts TreasuryDirect. You can hold the bonds in your gift box area in TreasuryDirect until you’re ready to electronically deliver them to the gift recipient. The recipient must have a TreasuryDirect account (or be named on a minor linked account if under 18 years old).
Need More Help?
Contact a banker nearby
†To qualify for the promotion, you cannot be an owner on an existing Union Bank savings account. Eligible for ages 13 and under. A parent/guardian or grandparent must be a co-owner of the account. $5 minimum opening deposit required for this promotion. Account must be opened in person at a branch from 10/01/21 through 11/30/21. Union Bank will match up to $25 of your new Simply Savings Student account opening deposit. You will receive the matching deposit to your Simply Savings Student account within 10 days of opening your account. There is no minimum time or balance requirement to receive this bonus. Limit one per child and cannot be combined with other offers. Member FDIC
*To qualify for the Savings promotion, you cannot be a primary accountholder on an existing Simply Savings or Simply Savings Student account. Offer not valid if existing savings account closed 120 days prior to 05/01/2023. Receive $100 when you open a Simply Savings account and complete the following within 90 days of account opening: (1) maintain a $2,500 balance; and (2) enroll in paperless statements via online or mobile banking. Bonus is credited to your active account within 100 days of account opening if you meet requirements. Simply Savings requires a $2,500 opening deposit in new money. Simply Savings earns .50% APY as of 05/01/2023. Fees may reduce earnings; rates subject to change. Promotion offers limited to one new checking and one new savings account per person and cannot be combined with other offers. Available 05/01/2023 to 09/29/2023. Member FDIC.