Simply Savings
A basic savings account that offers the flexibility to easily deposit and withdraw money.
Simply Savings Student
An account specially designed for those 25 and under.
Value Edge Money Market
Earn higher interest with easy account access.
|
Minimum opening deposit |
Monthly fee |
Age requirement |
Earns interest; see current rates |
Six free debit transactions per calendar month |
|
|---|---|---|---|---|---|
| Simply Savings |
N/A |
$3; waived with a $100 average balance |
N/A |
✓ |
✓ |
| Simply Savings Student |
N/A |
N/A |
Ages 25 and under |
✓ |
✓ |
| Value Edge Money Market |
$1,000 |
N/A |
N/A |
✓ |
Value Edge Money Market Promo
Act fast: Earn up to 3.80% APY* for 12 months
Ready to make your money work as hard as you do? Open a new Value Edge Money Market account with $10,000 or more in new money, and you could earn up to 3.80% APY* for 12 months on balances of $10,000 and up (0.85% APY on balances under $10,000). It’s the perfect way to get the flexibility of a checking account with the premium rates of a CD. Click through to learn more or stop by your nearest branch to get started — but don’t wait, this offer ends on March 31!
Effective as of March 11, 2025
Savings account rates
Simply Savings accountSuggested opening deposit of $100 |
||||
| Balance | Interest Rate | APY* | ||
| $0.01 or more | 0.36% | 0.36% | ||
Simply Savings Student account |
||||
| Balance | Interest Rate | APY* | ||
| $0.01 or more | 0.36% | 0.36% | ||
*The Annual Percentage Yield (APY) is based on monthly compounding. Rates subject to change at any time. Special restrictions may apply. Fees may reduce earnings.
Effective as of January 6, 2025
Money Market account rates
Value Edge Money Market Account$1,000 minimum to open |
||
| Balance | APY** | Promotional APY |
| Less than $10,000 | 0.85% | N/A |
| $10,000 to $49,999.99 | 1.41% | 3.80%* |
| $50,000 to $99,999.99 | 2.02% | 3.80%* |
| $100,000 to $249,999.99 | 2.32% | 3.80%* |
| $250,000 to $499,999.99 | 2.58% | 3.80%* |
| $500,000+ | 3.09% | 3.80%* |
**The Annual Percentage Yield (APY) is based on monthly compounding. Rates subject to change at any time. Special restrictions may apply. Fees may reduce earnings.
RoundUp
An easy way to save
When you use your Union Bank Visa® debit card, we’ll round up the total to the nearest dollar and automatically deposit the difference into your savings account. Over time, this change can really add up! It’s easy and free. Sign up at any UBT location.
UBT HSA
Start saving for tomorrow’s healthcare expenses today
Our health savings accounts offer a triple tax advantage — and room to grow.
Your Money Has People
Real people who really care
Our people take pride in going the extra mile to help our customers, so you can relax knowing we have your best interests in mind. Beyond savings accounts, you’ll find a full range of services to help you grow your wealth — backed by real people, like Chase.
Need More Help?
Contact a banker nearby
*Offer not valid for primary accountholder on either an existing Value Edge Money Market Account (MMA) or a Value Edge MMA closed within the last 120 days. Open a new Value Edge MMA at any Union Bank and Trust branch and receive 3.80% Annual Percentage Yield (APY) on balances of $10,000 or more for 12 months from account opening; balances under $10,000 will earn an APY of 0.85%. After the first 12 months, the standard Value Edge MMA variable interest rate and APY tiers will apply, depending on the daily balance of the account. See current deposit account rates; rates subject to change. Fees may reduce earnings. $10,000 opening deposit required in new money. Promotion available 01/13/2025 to 03/31/2025. Cannot be combined with other offers.
