Loan Payments

Make a loan payment online

Make a one-time payment with the button below, log in to UBTgo to make a payment from an existing external account, or enroll in UBTgo to make payments fast and easy! 

Set Up Loan Payments Online

A guide to paying your loan through UBTgo

Why bother with paper when paying your loan is as easy as logging into your account from your computer or the UBTgo mobile app? Paying online is much easier than mailing in your payment or delivering it to a branch. And if you’re not sure how to get started, we’ve prepared a simple step-by-step guide for paying online — or even easier, enrolling in automatic recurring payments.

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Make a one-time payment

Pay your loan using our one-time payment system. Be sure to have your loan number and the routing and account numbers for the account you'll be paying from.

Frequently Asked Questions

Once I submit my loan payment online through UBTgo online or mobile banking, when will my loan be paid?

If you’re paying from a UBT account prior to 9 p.m. CT on a business day, the payment will process on that same business day. If it’s after 9 p.m. CT on a business day or it’s a weekend or holiday, the payment will process on the next business day.
 
If you’re paying from a non-UBT account and submit your payment prior to 3 p.m. CT on a business day and you select the same day as the transfer date, the loan payment will credit on the next business day. If the payment is submitted after 3 p.m. CT on a business day or it’s a weekend or holiday, the earliest date available for you to select as the transfer date is the next business day. Your loan payment will then be credited within two business days.

How do I make a loan payment from the mobile app?

If you have a UBT deposit account, you can easily make payments to your UBT loan using the Move Money feature within the mobile app. Log in, select Move Money from the menu, and setup a transfer from the deposit account to your loan. 

If you do not have a UBT deposit account, please make your payment on our website here.

Can I get discounts on loan rates?

Yes. You can get a .25% discount for being an existing UBT customer and a .25% discount if you set up automatic payments.

What is the minimum loan amount that I can apply for?

$2500 is the minimum amount that can be applied for on a loan.

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