Loan Payments

Make a loan payment online

Paying your loan online is simple and fast with UBTgo.

Set Up Loan Payments Online

A guide to paying your loan through UBTgo

Why bother with paper when paying your loan is as easy as logging into your account from your computer or the UBTgo mobile app? Paying online is much easier than mailing in your payment or delivering it to a branch. And if you’re not sure how to get started, we’ve prepared a simple step-by-step guide for paying online — or even easier, enrolling in automatic recurring payments.

A person holding a cup of coffee and working on a laptop on their lap
Make a one-time payment

Pay your loan using our one-time payment system. Be sure to have your loan number and the routing and account numbers for the account you'll be paying from.

Frequently Asked Questions

Once I submit my loan payment online through UBTgo online or mobile banking, when will my loan be paid?

If you’re paying from a UBT account prior to 9 p.m. CT on a business day, the payment will process on that same business day. If it’s after 9 p.m. CT on a business day or it’s a weekend or holiday, the payment will process on the next business day.
 
If you’re paying from a non-UBT account and submit your payment prior to 6 p.m. CT on a business day and you select the same day as the transfer date, the loan payment will credit on the next business day. If the payment is submitted after 6 p.m. CT on a business day or it’s a weekend or holiday, the earliest date available for you to select as the transfer date is the next business day. Your loan payment will then be credited within two business days.

Can I schedule my payment for a future date?

Yes. Simply select Future as your scheduling option. You’ll be able to select which date you’d like your payment to come out on.

Can I make my loan payment through the UBTgo mobile app?

If you are making a payment from your UBT checking or savings account, you can make a payment through the mobile app.

Can I be reminded when I have an upcoming payment due?

Yes. Setting up an Alert is fast and easy. Learn how to set up an Alert in our handy “Enrolling in UBTgo and setting up loan payments” guide, found here.

What if I don’t want to pay online?

You are welcome to stop by any of our branches to pay in person.

Can I pay my loan with an external account?

Yes. Once you’ve established and verified an external account, you can set up your loan payments from that external account in the same way you would with a UBT account. Get step-by-step instructions here. Please note: Not all loan types will qualify for this payment method; eligible loans currently include hospital or patient loans, dealer loans, personal and commercial agricultural loans, and Ready Loans.

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