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Participant Resources
Your Retirement Goals
Reach the retirement you envision
Whether you’re just getting started or are approaching or even in retirement, UBT has the people, tools, and information to help you make the most of your retirement savings.
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Your Early Years
Set Yourself Up for Success
The most important step is getting started
This stage in your life — typically your 20s — presents a tremendous opportunity to get ahead in saving for your retirement. The key is simply getting started, then letting the power of compounding work for you over time. Your future self will thank you for it!
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Mid-Career
Your Busiest Years
Further your career and your retirement savings
Many of life’s biggest milestones occur during these years: starting a family, buying a home, sending a child to college, or helping aging parents — all while trying to gain momentum professionally and excel in your career. It’s a juggling act, but you can leverage your growing salary into retirement savings that will really pay off down the road.
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Approaching Retirement
A Time of Transition
Maximize your retirement savings
Typically for people in their 50s, this is an empowering time. You’re more established in your career, have hit your peak earning years, and have accomplished many goals. Your kids are grown and making their own way. From a financial standpoint, one of your most important goals is still on the horizon: your retirement. It’s critical at this point to properly manage your money, invest for the future, control taxes, and plan your legacy.
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In Retirement
The Next Chapter in Life
Enjoying the fruits of your labor
Congratulations — you’ve worked hard to reach this amazing milestone. What’s next for you? Travel? Starting a business? Philanthropic efforts? Whatever it is, your retirement planning and strategies haven’t come to an end. In fact, you’ll need to pay careful attention to money management, ongoing investments, minimizing taxes, and estate planning.
Plan Rollovers
Rolling your 401(k) into an IRA at Union Bank gives you greater control over your investments, along with tax advantages.
Retirement Education Consultants
Our team will help you get there
A wealth of resources is available to help you make the right decisions and make the most of your retirement savings. Backed by a team of people who care, we’ll help keep you on track to reach your retirement goals.
Annual Dollar Limits
Frequently Asked Questions
Have Questions?
Get help from an expert
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