Home Loan Officer
I take great pride in being one of Lincoln’s best when it comes to unlocking the door to your new home or refinancing to save you money.
Get on your way to your dream home

If you've found the one and have signed a purchase agreement, apply for financing by clicking "I have an agreement." If you're still shopping, contact me to get prequalifed or check rates.

My team's customer-focused approach provides you with exceptional service and makes the lending process as smooth and enjoyable as possible for you.

Customer Focused

Whether it is one-on-one consultation or through a corporate program, a personal relationship is vital to the lending experience. I'll listen to your wants and needs, then take the time to find the loan program best suited to make them happen.

Experienced Professional

As a leading lender in Lincoln, I have over 24 years of mortgage lending experience, and I can apply my knowledge of the industry's processes to best serve you.

Dedicated to Service

In conjunction with Union Bank’s commitment to superior service, my team and I stand behind the promise of free pre-qualifications, responsive communication, and competitive rates in a variety of loan programs. I'll make buying a home fun and enjoyable!

Congratulations to Kelly Novotny for being recognized as a top mortgage lender in Nebraska, fifteen years running.

According to AskALender.com

What Kelly's customers are saying

Personal, small town feel in a large city bank. UBT gave us our 1st loan when we were first married 30 years ago. When we moved back, it was great to give them our business again.
Brian and Sharla Rader
Kelly Makes purchasing a home easy. We came to closing confident that Kelly and Jennifer had everything ready to go.
Joe and Rachel Dierks
Kelly and Joel made everything go so smoothley. Very easy and friendly to work with. What a great experience.
Katelyn Lanagren
Kelly makes the loan process easy. I have had several loan closings with her and they have always gone smoothly. I have never felt like it was a huge hassle like my friends had experienced with other banks.
Delisa Debolt Rogers


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