If you've found the one and have signed a purchase agreement, apply for financing by clicking “I have an agreement.” If you’re still shopping, contact me to get prequalified or check rates.
I’ll set realistic expectations at the beginning of the loan process and strive to exceed those expectations.
UBT has a wide range of products, programs, and services available — we’ll evaluate them and select the right ones to meet your unique needs and get you into a home you love.
- Conventional loans
- FHA
- VA
- Loans for first-time home buyers
- ARM (adjustable rate mortgages)
- Jumbo loans
- Construction loans
- Rural development (RD) loans
With experience, competitive rates, and a great team here to assist you, my goal is to make sure you are confident and comfortable throughout the mortgage process. I enjoy educating my customers — you’ll be able to make informed decisions, making the journey of home ownership as smooth and rewarding as possible. Union Bank is here to help simplify the mortgage process with an outstanding team of loan officers, underwriters, processors, and closers. Buying a home is an exciting step in life and one that should be enjoyed! Here’s to achieving your dream home!
Free prequalifications
Realtors and sellers will be more willing to negotiate when they know you have your financing ready to go. I’ll help you make an offer on your next home with confidence. Let’s get started!
Access to the right people and products
Whether you’re building, buying, or refinancing your home, I will assist you with your financing needs. Buying a home is one of the biggest investments you will make in your lifetime, and my goal is to give you the knowledge you need to help you make the right decisions when it comes to financing. I am there to assist you before, during, and after the loan closing to make the entire process enjoyable.
Variety of loan programs
Conventional and government loan programs with fixed and adjustable interest rates are available to give you many options to choose from. Call or email me today with any questions or to schedule an appointment. You can also apply online today!
Dedicated to service
In conjunction with Union Bank’s commitment to superior service, my team and I stand behind the promise of free prequalifications, responsive communication, and competitive rates in a variety of loan programs. I’ll make buying a home fun and enjoyable!
What Stein’s customers are saying
“When we asked our realtor who she would recommend for a lender, she told us to contact Stein Mach at Union Bank. We called her and she immediately was able to help us get a letter of credit for the seller. From that point on she made the whole process as seamless as possible. I would happily recommend Stein to anyone who needs a lender who will help them out at all stages of the lending process.”— James M., Lincoln, NE | August 2024
“Will work with Stein every time!”
“Worked very hard to get us closed on time. Worked through all the available opportunities for us and found the best loan for our needs. Always available.”— Scott B., Lincoln, NE | December 2024
“Great experience!”
“Stein was extremely helpful throughout every part of my homebuying journey. She was always quick to respond to my questions, friendly, knowledgeable and professional. Highly recommend!— Liza T., Lincoln, NE | December 2024
“Stein was always willing to answer our questions and give us advice. She is incredibly helpful and knowledgeable. Truly has your best interest at heart.”— S.H., Lincoln, NE | December 2024
“I’d give 10 stars if I could.”
“Fast, efficient, informative, personable. Moved some mountains for us. And absolutely easy and rewarding experience. Came to our home and everything. Thank you so much Stein.”— Craig B., Waverly, NE | September 2024
“Stein was amazing to work with! From the beginning of our home buying process, she answered all of our questions, thoroughly explained details/processes that we were not aware of and worked around the clock to help us with anything that we needed. Thank you so much for your help and kindness throughout this process, Stein. 5 stars!!!!”— Katie S., Ceresco, NE | May 2024
“Simply the best!”
“We have used Stein to help us finance our last two homes. Both times she’s been amazing to work with. From her promptness in replying and answering all of our questions to her honesty about current market trends and projections, she knows her stuff! Stein makes it so easy on the buyer and is the best to work with!”— Hannah S., Waverly, NE | June 2024
“Stein was my lender and I wouldn’t have been happier with someone else. She was always on top of things, always responded right away to my emails and assisted me with things that I didn’t even know I should know when refinancing my house. It was the easiest process ever when dealing with stuff like this. I would for sure recommend her to everyone!”— A.Z., Lincoln, NE | March 2024
“Best in the industry!”
“She is excellent at making everything easily understandable, goes way above and beyond to do anything she can to make the process as easy as possible!... can't imagine there is a better lender to help you through the process, she's awesome!”— Brent K., Emerson, NE | March 2024
“Stein was great to work with, she was able to answer any questions I had and sent me all the paperwork I needed for my loan right away. She followed up with me after I completed necessary paperwork to make sure I didn't have any questions. She made the home buying process very easy to complete.”— Katrina H., Octavia, NE | June 2024
“Easiest home-buying process ever.”
“We've worked with Stein now for our last 2 home purchases, along with a refinance a few years ago, and could not recommend anyone better! Her response times are incredible, she's always thorough, detailed and makes sure you feel completely comfortable through each step of the home-buying process.”— Danielle M., Wahoo, NE | August 2024
