SBA Loan Advantages
Making it easier to get a loan
SBA loans are backed by government-sponsored loan guarantees and are available to for-profit businesses in virtually every industry. With an SBA loan, you'll enjoy the flexibility of lower down payments and longer financing terms than conventional loan options. Plus, UBT can utilize Special Purpose Loan Programs, make in-house credit decisions, accelerate your approval process, and provide more timely service than other banks.
SBA loan questions, asked and answered
An SBA loan is a small business loan that can make it easier for businesses to get off the ground or to grow when the time is right. There’s often much confusion — and misconceptions — about this type of loan. Here, we answer some commonly asked questions about SBA loans and point you toward additional resources.
Which SBA loan is right for your business?
There are several types, or variations, of government business loans available through the Small Business Administration — each with its own rules and guidelines. The best SBA loan for you will depend on your unique circumstances. Here, we dive into specific types of SBA loans so you can better identify what makes sense for you.
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Loan products subject to credit approval.