Health insurance
Aetna Preferred Provider Network
Claims Administrator: Meritain
Your Care Coordinator: AptaHealth
Choose from two plans to get the coverage that best suits your needs.
Dental insurance
Carrier: Ameritas
Comprehensive dental coverage that includes up to four cleanings per year.
Vision insurance
Carrier: VSP
Maintain your eye health, plus coverage for corrective lenses.
Health Benefit Accounts
Carrier: Omnify Health Benefit Solutions
Tax-advantaged accounts to boost your well-being.
Basic + supplemental life insurance
Carrier: Assurity Life Insurance
Basic life insurance is automatically given, with the option to supplement.
Long-term disability
Carrier: Assurity Life Insurance
Coverage for 60% of your base monthly salary is offered free.
Cancer insurance
Carrier: Prosperity Life Group
Get additional coverage for cancer treatment or other serious diagnoses.
Pet insurance
Carrier: Nationwide
Protect yourself from large or unexpected vet bills for your furry friend.
Hospital indemnity + critical illness insurance
Carrier: Assurity Life Insurance
Fill in gaps in your coverage for hospital costs or critical illnesses.
Accident expense insurance
Carrier: Assurity Life Insurance
Supplemental insurance that protects you in the event of an accident.
Accidental death + dismemberment insurance
Carrier: Assurity Life Insurance
Protection for you and your family in the event of a serious injury or death.
UBT’s short-term disability salary continuation policy offers pay to associates while they are recovering from extended illnesses and injuries. After a two-week waiting period, UBT will begin paying a portion of your base monthly salary if you are injured or ill (including maternity) and unable to work for an extended period of time. Associates receive 100% of lost income for four weeks and 60% for an additional 20 weeks. Officer-level associates receive 100% of lost income for a full 24 weeks. You are automatically eligible for this program beginning the first of the month, following one full month of continuous service greater than 30 hours per week.
The perks of working at UBT don’t end with insurance. From tuition reimbursements to 401(k) contributions to generous time off, there’s a lot to love about working here.
This guide is intended to be a general description of the Benefits Program offered by Union Bank & Trust. It is not intended to be a summary plan description (SPD). If there are differences between this guide and the SPD or plan document, the terms of the SPD and plan document should be considered definitive. Union Bank & Trust and any successors reserve the right to change, amend, terminate, or modify the provisions of these plans and programs with or without advance notice. The description of the program, the plan itself, or participation in the plan is not an employment contract or any type of employment guarantee and should not be construed as such. Nothing in this guide is intended to provide medical, tax or legal advice.
