Smart payment solutions from UBT and Clover

At UBT, we believe the best part of our Treasury Management area is our dedicated team. They take the time to understand your business’s unique needs, ensuring you get the most suitable tools from our comprehensive suite of Treasury Management services.

If you need a payment collection product, one thing our experts may recommend is Clover payment services. Clover point-of-sale devices can streamline your payment processes, providing a smart, safe, and simple solution for your business. Here’s what you can expect from these next-gen products:

Payment flexibility: Whether it’s credit, debit, cash, checks, or mobile payments, Clover makes it easy to cater to your customers’ preferences. 

Customer satisfaction: Streamlined payments lead to a smoother customer experience. Quick and hassle-free transactions boost customer satisfaction and loyalty, encouraging repeat business.

Better cash flow: Efficient payment processing means quicker access to funds, keeping your business’s cash flow healthy. Fast, reliable transactions help you meet financial obligations on time. 

Fewer errors: Automation reduces human mistakes, so streamlined payments mean fewer invoicing and accounting slip-ups, keeping your financial records spot-on. 

Improved efficiencies: Streamlining payments and automating invoicing systems reduces the time and effort required to manage transactions, freeing up valuable time to focus on core business activities.

Insightful analytics: Gain valuable insights into your sales trends and customer behavior, helping you make data-driven decisions.

Advanced security: Rest assured knowing that your transactions are secure with Clover’s top-notch security features.

Up-to-date inventory: Stay on top of your stock in real time, so you never run out of those must-have items.

How cash discounts can boost your business

You might be hearing more about businesses offering discounts for cash payments or even passing processing fees on to customers in the form of a surcharge. Bottom line is that we want to support you in securely accepting all forms of payment — credit, debit, mobile, and cash — while protecting your bottom line and your reputation with your customers. 

Offering a discount to customers who pay in cash can do the following: 

Offer a competitive edge:  Offering cash discounts can attract price-conscious customers and give your business a competitive edge.

Increase cash flow: Cash payments provide immediate access to funds, improving cash flow.

Increase customer loyalty: Offering a discount for cash payments can enhance customer satisfaction and loyalty — just make sure you’re showing the love to your credit and debit customers, too, perhaps in the form of a points or rewards program.

The whole team advantage

When considering point-of-sale systems, it’s important to choose a solution that not only meets your current needs but also supports your business as it grows. When you choose Clover for your payment solutions through UBT, you’re not just getting a payment tool; you’re getting a right-for-your-business payment device backed by dedicated partners focused on your success. UBT’s stellar service, brilliant banking, and whole team approach, combined with Clover’s integrated solutions and 24-hour service, ensure that you’re not just taking payments — you’re optimizing your business operations. Plus, Clover makes managing and tracking your cash discount program simple and compliant with regulations (what a relief!).

With UBT’s Treasury Management services, we’re here to support your business every step of the way. It’s important to us that you know you can focus on running your business, because UBT and Clover have the details in the bag. Have questions or want to learn more about Clover’s integrated payment solutions or other Treasury Management products? Reach out to your UBT Treasury Management expert today!