UBTgo’s most useful features

April 14, 2023
UBTgo deposit check via mobile app

With the rise of smartphones and smart strides in technology, mobile banking apps have become more advanced and user-friendly than ever. For example, UBT’s own UBTgo is a 4.9-star rated mobile banking app that was designed to combine functionality, safety, and convenience for the optimal banking-outside-the-bank experience. From (literally) the moment after you download the app, you’re banking like a boss from wherever your busy life takes you. Here, we’ll discuss the features that a new to UBTgo user would find most helpful.

Open a new account

ubtgo open an account screen shot


You might think that you’d need to open your account before downloading the app and accessing UBTgo, but not so — you can open an account directly from our app. After a quick download from your device’s app store, you’ll select the I’m ready to open an account! option. From there, you’ll fill in your information and choose the product or products you want to open right from the app. Even better, it takes less than five minutes to complete this process!


Set up Face ID and ensure enhanced security

ubtgo face id screen shot


Enhanced security and a more personalized experience are just a few taps away. The Security section of UBTgo (under More) makes it easy to make your account even safer. Simply select Face ID or Set up your Passcode and follow the prompts to set up.


Customize your view

ubtgo customize view screen shot


By changing the order in which your accounts are displayed, you’re affording yourself the ultimate in convenience when doing your banking. To adjust how you see your accounts, choose the three dots opposite your name. Then, select Manage accounts order & visibility to make any adjustments. A long tap next to the account enables you to tailor your view to your banking needs.


Find (free) ATMs and branches nearby

ubtgo find branches screen shot


For the transactions that you are unable to complete on your phone, or if you’re in the mood for a drive or some of our stellar face-to-face customer service, we have a solution. Tucked inside your app, under Contact Us, is a nifty feature to locate ATMs and branches close to you. The whereabouts of your banking needs are a tap away — no advance planning necessary.


Zelle® and BillPay

ubtgo billpay screen shot


You can transfer money and pay bills right from the app under the Transfer/Pay section. Paying your bills should be convenient, and you can use UBTgo to add, remove, or edit scheduled payments with ease. You can also set up payments for unexpected expenses or those whose amount fluctuates. If you’ve not yet tried a bill payment service, we recommend giving it a shot — we think you’ll be pleased!

Once you're enrolled in BillPay, you can transfer money to friends and family with Zelle®, a fast, safe, and easy way to send and request money. Funds are sent directly to the recipient’s account in a matter of minutes — all you need is the recipient’s email address or U.S. mobile phone number.1


Copy your account number 

ubtgo account number screen shot


After you’ve opened your account, you can easily update any recurring payments using your old bank account on your mobile device. Once you’re in the Accounts section, you can choose an account, click Details, and pull up your account information. From there, tap on the account number listed to copy it and paste it where you need to. 


Deposit checks from your phone

ubtgo mobile deposit screen shot


With UBTgo’s mobile deposit feature, depositing a check is as simple as taking a picture with your smartphone’s camera — really! A couple of pics and a few quick clicks, and you’ve saved yourself a trip to the branch or ATM.


Freeze your card

ubtgo freeze card screen shot


Another convenience/safety feature of UBTgo is the ability to control your debit card. With just a few taps on your mobile device, you can easily freeze your card if it’s lost or stolen. What’s more, you can set limits on your card usage and more.


Customer support

Behind our savvy technology is a team of real people, waiting to help! Connect to Customer Support via chat (in the Contact Us or Messages sections — your choice!) or phone whenever you have a question. Our Customer Support Center is open with extended hours, and if you reach them outside of those hours, they’ll get back to you next day.


Smart features, and a smarter offer

To recap, UBTgo offers a variety of useful features and tools that make managing your finances more convenient, secure, and accessible. And it's quick and efficient, because our app was designed with busy folks in mind — after all, while banking is all that we do, we know it’s just a fraction of what you do. 

While you’re at it, we have a sweet offer for new and existing customers alike! We’re offering up to $250* when you open new checking and savings accounts with us and meet requirements. We even offer a checking account that earns premium interest.

If you're ready, download UBTgo for Apple® or Android™. As we mentioned, opening an account within UBTgo is easy — and quick! You can complete the account opening process online in less than five minutes, or if you’d rather, visit your nearest UBT branch to get started today.

  • Personal
  • UBTgo
  • Online Banking

Message and data rates may apply.

*Checking offer not valid for primary accountholder on existing UBT personal checking account(s). Savings offer not valid for primary accountholder on existing Simply Savings or Simply Savings Student account(s). Offer not valid if existing checking or savings accounts closed 120 days prior to 05/01/2023. Receive $100 when you open a Simply Free checking account and complete the following within 90 calendar days of account opening: (1) have $500 in electronic direct deposits posted; and (2) enroll in paperless statements via online or mobile banking. Receive $150 when you open an interest-earning checking account (Simply Free Plus, Simply Free Platinum, or Premium Interest Advantage) and complete the following within 90 days of account opening: (1) have $2,500 in electronic direct deposits posted; and (2) enroll in paperless statements via online or mobile banking. Receive $100 when you open a Simply Savings account and complete the following within 90 days of account opening: (1) maintain a $2,500 balance; and (2) enroll in paperless statements via online or mobile banking. Bonus is credited to your active account within 100 days of account opening if you meet requirements. $1,000 opening deposit required on Simply Free Plus checking accounts. Simply Savings requires a $2,500 opening deposit in new money. Various Annual Percentage Yields (APYs) offered for interest-earning checking accounts based on the account and balance maintained. For example, Simply Free Platinum requires a $100 minimum daily balance to earn .25% APY. Simply Savings earns .50% APY. APYs accurate as of 05/01/2023. Fees may reduce earnings; rates subject to change. Promotion offers limited to one new checking account and one new savings account per person and cannot be combined with other offers. Simply Free Platinum accounts are designed for people ages 50 and over. Premium Interest Advantage is limited to residents of Douglas, Sarpy, and Washington counties in Nebraska. Promotions available 05/1/2023 to 09/29/2023. Member FDIC.

App Store is a service mark of Apple Inc. Apple and the Apple logo are trademarks of Apple Inc, registered in the U.S. and other countries. Android, Google Play, and the Google Play logo are trademarks of Google Inc. Data charges may apply. Check with your mobile phone carrier for details. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

1 Transactions typically occur in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle.

Copyright © 2023. All rights reserved.

Learning Center articles, guides, blogs, podcasts, and videos are for informational purposes only and are not an advertisement for a product or service. The accuracy and completeness is not guaranteed and does not constitute legal or tax advice. Please consult with your own tax, legal, and financial advisors.