Unique UBT: What makes us different

There’s just nothing that compares to banking local — and banking right on campus is even better! The faculty and staff at UNL deserve a special banking experience, and that’s exactly what UBT offers.

At UBT, we embrace a sense of community and know that convenience, stellar service, familiarity, great tech, and competitive rates mean a great deal to our customers. Because our customers mean so much to us, we believe that having a robust selection of the same products and services the bigger banks boast — backed by the world-class customer service found in smaller banks — is a winning combo.

Let’s talk about some of the things that make UBT stand out from the rest of the banking world.

Sweet perks, like UNL-specific debit cards

Get a scene-stealing Nebraska-themed debit card when you open a new checking account with UBT! This debit card will be sure to have clerks all over the Cornhusker State oohing and ahhing when you swipe it for payment — and at the very least, you can ooh and ahh yourself.

We think you’ll appreciate these extra perks too:

• You can get $300 bonus cash* when you open a new University Checking account with us at a branch and meet some requirements
• There’s a convenient full-service branch right on City Campus in the Nebraska Union
• We have 10 ATMs throughout City and East Campus, plus a top-rated mobile app that lets you bank wherever you go
• Our debit card controls are easy to use, with cards issued on-site at the branch

Bank on the go with UBTgo

Our 4.9-star rated mobile app gives you access to your accounts from anywhere with a breezy, easy-to-use interface that connects convenience with aesthetics. Check balances, transfer money between accounts, run payments through Zelle or BillPay, deposit checks from your phone, freeze your debit card, and more! 

Free financial planning session

At UBT, we want to learn about your financial situation so we can offer the right products and services to help you make the most of your money. That’s why we offer a free financial planning session to UNL faculty and staff. This gives you a chance to spell out your goals to an accredited financial planning professional, who will take the time to understand your entire financial picture, including investments and wealth management** — then work with you on a roadmap for future success.

Financial literacy support

UBT provides financial literacy education right on campus for students, faculty, and staff so that they can better seize their individual financial destinies.

Community impact

Each year, we make donations totaling up to $30,000 to benefit student and nonprofit organizations right here at UNL.

And our core business philosophy is, “We care for our customers, our communities, and each other.” It’s a catchy slogan, but it’s also baked into our culture. We donate 2% of our net profits each year back to the communities we serve because we believe in investing in the places we call home. And even better, we encourage our employees to roll up their sleeves and volunteer. Whether it’s getting their hands dirty planting trees, organizing food drives, or serving as board members for nonprofit organizations, we reward our employees for their community involvement. 

It’s all about customer service

At UBT, our customers matter to us — as well as your dreams and goals. Our team is here to guide you through your current financial journey and well into the future, wherever life’s journey takes you. Stop by the UNL branch today to learn more!