A personal touch
UBT has the resources and people — like Jeff and his team — to back your mortgage loans quickly and seamlessly with a warehouse line of credit. What’s more, we’ll connect you to the business accounts and services to make it all work smoothly together. You’ll get everything you need and nothing you don’t.
Warehouse Lending Customer Testimonials
See what some of our valued clients have to say
“I have been working with the team at UBT for over 13 years. Throughout that time, they have always bent over backwards to help my company provide the highest level of service to our borrowers and realtors. They are consummate professionals that know the business better than any other warehouse bank I have encountered. Yet what stands out most about them is how much the whole team cares about what they do and their customers.”
David Wein, President, DSW Mortgage Inc
“In 25 years of being in the lending business, we have used many warehouse providers and not one has been able to match the level of dedication and professionalism that the UBT staff has shown time and time again.”
Casey Gates, Vice President, Regent Financial Group
“UBT is amazing. Their representatives are always friendly and easy to work with. Any issues you may have (a late wire request, etc.), they deal with promptly. I also love the fact that they make our company feel important by sending us goodie baskets and cool swag. I use my UBT water bottle every day. I would recommend them as a warehouse lender to any mortgage company.”
Ellen Sanneman, AVP Closing, Directors Mortgage
“UBT has been hands-down the smoothest warehouse we use. We absolutely love them. They are always available to answer questions and communicate thoroughly. Their program is user-friendly and walks you right through the process. We would be lost without UBT.”
Katie Shannon, Closing Manager, Regent Financial Group
In it for the long haul
Our team has been providing warehouse lending services for more than 25 years, so we’re familiar with all the ups and downs, just like you are. You can rest assured that we’ll be here when you need us, whether that’s next week, next year, or much further down the road.
We get to know you
At UBT, people don’t have your money — your money has people. That means personalized service from real people who get to know you, your goals, and your individual needs.
We’re flexible
Whether you’re using paper notes or eNotes, UBT offers funding to suit your needs — meaning you’ll enjoy a better borrowing experience, expedited sales to the secondary market, and a faster replenishment of capital.
We give back
We care about the communities we serve, so we make it a point to support charitable causes and civic organizations that make for an even better place to live and work.
We’re always innovating
Whether it’s improving our online experience or offering new ways to bank on the go, we’re always working to give you the best banking experience possible — so you can focus on what matters.
We’re family owned
UBT has been owned by the same family for more than 50 years, which means we understand the value of putting down roots, caring for those around us, and supporting other families as they grow.
We can do it all
At UBT, we cast a wide net. We offer banking and lending services to individuals and businesses, investing and wealth management solutions, trust services*, and more — all with a personal touch.
Loan products subject to credit approval.
