Five Principles of Financial Wellness — Fund Your Dreams (#3)

When it comes to big purchases, like a new car or a down payment on a house, it’s important to start saving early so that you’ll be prepared to make the purchase when the time comes. This calculator can help you understand how much you’ll need to save each month in order to reach your savings goal. Check out the calculator here. 

Making use of your home’s equity is a great way to fund some major expenses. A home equity line of credit (HELOC) is a good way to get some quick cash and knock some things off your to-do list. Read more. 

Buying a pre-owned vehicle is a great choice but may not be as straightforward as buying a new vehicle. Our 10-step checklist for buying a used car can demystify the process and help you make an informed decision. View our 10 tips.

Big sales and little emergencies seem to have one thing in common: both can happen when finances are low or when you just don’t have room in your budget. A Ready Loan is a quick, easy, collateral-free way to fund what you need and might be a good solution for you depending on your creditworthiness. Read on to learn more.

Having established credit and a healthy credit score is key to so many of life’s goals: taking out a loan for a car or a house, having those emergency credit cards, even getting insurance or a cell phone! Building or increasing your credit may seem like an overwhelming task, but with some careful planning and discipline, it’s definitely achievable. We’ll walk you through some common strategies for establishing credit, as well as some tips for building your credit score. Read on to learn more.

Saving up for a house can seem like a daunting task, but with some careful planning and discipline, it’s definitely achievable. We’ll walk you through the basic outline of saving for a home, as well as some tips to spark ideas of your own for cutting expenses and accelerating savings. Like so many goals, this one takes discipline and effort but is totally achievable, especially when you have so many friendly experts in your corner. Read on to learn more about how you can turn your dream of homeownership into a reality.