Special Offer
Right now, when you set up automatic payments from your UBT checking or savings account, you’ll get 0.50% off the rate sheet on your new auto loan. Don’t have an account with UBT yet? You can open one online in about five minutes — that’s less time than taking your new ride through the car wash!
Buying a Car
Get behind the wheel faster with UBT
Ready to upgrade your ride? We’ll make it easy, starting with a fast and free pre-approval. Find out how much you can (and should) borrow, easy ways to repay, and other helpful advice to make your car buying process smooth and speedy — no bumps in the road. We can also help you find a lower rate, shorter term, or consolidate debt by refinancing your current auto loan.
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Cars and trucks
Buying a sensible sedan for your teenager? Or a truck to tackle your weekend adventures? We have loans for that and more.
Motorcycles
If you’re ready to hit the open road and feel the wind in your hair, choose a loan from UBT for your new motorcycle purchase.
Recreational vehicles
Get all the comforts of home no matter where you are. Make your next road trip a lot more fun with an RV loan from UBT.
![People buckling up inside a car.](/sites/default/files/styles/column/public/image/2021-06/iStock-1166781066.jpg?itok=iZ4eJkfu)
Buying a Car
There’s a little more to it than kicking the tires
From setting a budget to research and price negotiations, buying a car can be a real whirlwind. Frankly, there’s a lot to consider. And like most complex tasks, it’s best to take it one step at a time. That’s why we put together a handy reference guide and downloadable checklist to accompany you on your buying journey. You can rest easy, because you’ve got people — and a list.
3 easy ways to pay your loan
Whether you pay online, via check, or in person, making payments to your loan is easy as can be.
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Loan products subject to credit approval.