Your UBT Visa® Debit Card

Yes, Union Bank offers a Visa Debit Card. The Visa Debit Card allows you to make purchases and get cash from any ATM that accepts Visa. You are also able to make deposits at UBT ATMs that are enabled for deposits.

• There is no monthly or annual card fee.
• Every transaction is fully detailed on your monthly account statement.
• There is no fee for transactions at Union Bank ATMs. For transactions and balance inquiries at non-Union Bank ATMs, there is a $2.00 usage fee.*

*If using a non-Union Bank ATM, there may also be a surcharge assessed by the institution that operates the ATM, which UBT cannot control or waive.

You can freeze your card from the associated account screen. 

You can manage real-time alerts and set limits from within the More menu on the new release of the UBTgo mobile app.

Yes, UBT will send you suspicous activity texts regarding your debit card from short code 70756. To confirm the activity, simply reply "Yes" and continue using your card.  Reply "No" is that activity was not you. Our automated system will call you to start the stolen card reporting process and restrict access to the card.

Yes, international transactions will have a 1% fee assessed. When traveling, notify us ahead of time so that your card is not restricted for suspected fraud. 

A debit card allows you access to the money in your checking account. A credit card gives you access to an approved line of credit, and you repay the balance later.

You may request a new card design in person at any branch, or by calling or chatting with us.