Lighten your load with a mobile wallet

Mobile wallets are becoming more widely accepted. If you’re not familiar, mobile wallets allow you to load participating Visa® debit and credit cards into your phone. These cards then can be used to pay at cash registers and in participating apps using a virtual card number. For Google Pay™ and Apple Pay®, acceptance will depend on the retailer having Near Field Communication pin pads. Several national retailers like Walgreens, Trader Joe’s, Whole Foods, and Panera Bread already accept these types of payments, and more and more local retailers are getting on board. Samsung Pay® users are extra lucky, as the technology their devices utilize is compatible with the current magnetic swipe readers.

It may be a while until you can completely ditch your wallet, but you can certainly start to lighten up your wallet right away. These three mobile wallets allow you to add your loyalty program cards into the app. Most rewards cards use a bar code. This is captured by the app and stored to be displayed when you need to use the card. You simply scan that barcode at the point of sale.

Another space waster in your wallet is gift cards — or maybe you just leave gift cards at home and forget to redeem them altogether. Either way, your mobile wallet may be able to help in this department as well: You can load your gift cards into your mobile wallet.

The trick is to get into the habit of using your mobile wallet first. Doing so will help you to remember the loyalty cards you have and any unused gift cards you may have forgotten about. Happy shopping!

Get started today by loading your Union Bank Visa debit and credit cards into your phone’s mobile wallet. UBT cards are compatible with Apple Pay, Google Pay, and Samsung Pay.

Have you added your UBT credit or debit card to your smartphone’s mobile wallet yet? Using your mobile wallet is a fast, simple, secure way to pay for goods and services. Not sure how to get started? Check out our step-by-step tutorial.