Lighten your load with a mobile wallet

June 01, 2022

Add your UBT debit card to your mobile wallet, and you’ll be automatically entered for a chance to win a $250 gift card** compliments of UBT.

Mobile wallets are becoming more widely accepted. If you’re not familiar, mobile wallets allow you to load participating Visa® debit and credit cards into your phone. These cards then can be used to pay at cash registers and in participating apps using a virtual card number. For Google Pay™ and Apple Pay®, acceptance will depend on the retailer having Near Field Communication pin pads. Several national retailers like Walgreens, Trader Joe’s, Whole Foods, and Panera Bread already accept these types of payments, and more and more local retailers are getting on board. Samsung Pay® users are extra lucky, as the technology their devices utilize is compatible with the current magnetic swipe readers.

It may be a while until you can completely ditch your wallet, but you can certainly start to lighten up your wallet right away. These three mobile wallets allow you to add your loyalty program cards into the app. Most rewards cards use a bar code. This is captured by the app and stored to be displayed when you need to use the card. You simply scan that barcode at the point of sale.

Another space waster in your wallet is gift cards — or maybe you just leave gift cards at home and forget to redeem them altogether. Either way, your mobile wallet may be able to help in this department as well: You can load your gift cards into your mobile wallet.

The trick is to get into the habit of using your mobile wallet first. Doing so will help you to remember the loyalty cards you have and any unused gift cards you may have forgotten about. Happy shopping!

Get started today by loading your Union Bank Visa debit and credit cards into your phone’s mobile wallet. UBT cards are compatible with Apple Pay, Google Pay, and Samsung Pay.

Have you added your UBT debit card to your smartphone’s mobile wallet yet? Using your mobile wallet is a fast, simple, secure way to pay for goods and services — and it could also put you in the running for a $250 Visa® gift card!**

  • Personal
  • Managing Your Money
  • Debit Card
  • Credit Card

Message and data rates may apply.

NO PURCHASE NECESSARY. Void where prohibited. Participate in the Drawing by adding your UBT Debit Card to mobile wallet between Friday, July 1, 2022 at 12:01 a.m. Central Time and Sunday, July 31, 2022 at 12:00 a.m. Central Time (the "Promotion Period"). You must be at least 18 years of age and a resident of the 50 United States or the District of Columbia at time of entry. Residents of the state of Maine are not eligible to participate. YOU MUST NOT BE PROHIBITED BY FEDERAL OR STATE LAW FROM ENTERING THIS DRAWING OR FROM WINNING THE PRIZE. You may enter only once. You need not be present to win. You may win only once. One winner will receive one (1) Visa® Gift Card valued at $250.00. Winner must pick up prize at a UBT Branch location of their choice by 5:00pm on August 19, 2022. Odds of winning depend on the number of entries received. This Drawing is in no way sponsored, endorsed, or administered by, or associated with Visa. Employees of Union Bank and Trust Company, its parent, subsidiary and affiliated companies, and the immediate family members (parents, siblings, children and spouse) and/or those living in the same household (whether or not related) of each are not eligible to win. Member FDIC

Learning Center articles, guides, blogs, podcasts, and videos are for informational purposes only and are not an advertisement for a product or service. The accuracy and completeness is not guaranteed and does not constitute legal or tax advice. Please consult with your own tax, legal, and financial advisors.