Agriculture & Farm Loans

Let’s keep a good thing growing

Our Ag lending professionals will help you find the right Ag banking fit with flexible loans to help your farm and family thrive.

Find an Ag Loan Officer

Real Estate

Loans for when you want to buy the farm (literally) or expand

Long-term financing

Fixed or variable rate

Secured by real estate

Operating

Working loan for the day-to-day expenses of running your farm

Short-term financing

Fixed or variable rate

Secured by crops, real estate, livestock

Equipment

Get the Ag equipment you need with flexible payment options

Long or short-term financing

Fixed or variable rate

Secured by newly purchased or owned equipment

Livestock

Financing for breeding and feeder livestock and feed expenses

Short-term financing

Fixed or variable rate

Secured by livestock or farm assets

Real Service from Real People

These bankers will be your partner

Whether it’s in our office or out in your fields, let’s talk about the right plan for you. UBT takes a fair, straightforward approach to your finances that you can rely on year after year. Whether you're expanding your acres or passing the farm to the next generation, you’ll get thoughtful, detailed guidance from real people (like Seth) who really care about your farm and family.

Find an Ag Officer

Crop Insurance

Expecting the unexpected

From damaging drought and hail to fluctuating grain prices, your ag operation faces risks every year. Crop insurance is an important tool for mitigating these risks and protecting your profitability. Let’s talk about your operation, and we’ll guide you to a crop insurance solution that works for you.