Rewards & Signature Rewards
Get the features you need most in your credit card with our classic Visa Rewards card.
Secured
Need to build or repair your credit? Our Secured Visa card will help you get on the right track.
| Rewards & Signature Rewards | Secured | |
|---|---|---|
| The Basics | The Rewards and Signature Rewards cards earn you points and/or cash back for every purchase you make. With Signature Rewards, you’ll also have access to additional exclusive VISA perks. |
For those who have no credit or damaged credit, a Secured card can help you jump-start the rebuilding process and earn rewards along the way. |
| Annual Fees | None | $25 per year |
| Rewards | Earn 1 point per $1 purchased. Redeem points for cash back, travel, gift cards, merchandise, and more | Earn 1 point per $1 purchased. Redeem points for cash back, travel, gift cards, merchandise, and more |
| Enrollment |
Automatic enrollment in ScoreCard Rewards Program |
Automatic enrollment in ScoreCard Rewards Program |
| Additional Perks |
Qualified Signature cardholders enjoy additional VISA Signature perks you won’t find with our other card. |
|
| Qualifications |
When you submit an application, you’re applying for an unsecured credit card with Union Bank & Trust, and approval is based on your credit. The Visa Rewards and Signature Rewards credit cards have the same terms and conditions. |
Secure your credit line with a cash deposit. |
| Interest Rates and Fees | View interest rates and fees | View interest rates and fees |
Big Purchase Calendar
Free download: The best times to make big purchases
Patience is a virtue, but it’s also a great way to save money. We put together a calendar of when popular (and pricey) items typically go on sale. It's a savvy shopper's guide to the best deals each month. Get yours today, and happy shopping!
ScoreCard Rewards
Make every purchase count with your UBT credit card
When you use your UBT credit card for lunch at your favorite restaurant or to fuel up for your next road trip, you’re earning points for every dollar you spend. You can redeem your reward points for:
- Cash back
- Gift cards from top retailers
- Travel booking
- And more
Apple Pay®
Out and about with your iPhone? Search for your the Apple Pay® app on your phone and load your UBT card.
Samsung Pay®
Your credit or debit card can go wherever your Samsung goes. Load your UBT card into your phone's mobile wallet.
Google Pay™
Most Android phones are compatible with Google Pay™. Download the app and load your UBT card.
Card Suite Lite
Credit card security on the go
These days, keeping your credit card secure is more important than ever. That’s why we’ve partnered with Card Suite Lite to help you take control of keeping your account safe. When you download the Card Suite Lite app, you can:
- Turn your credit card on and off
- Set up real-time transaction alerts
- View transactions
- Authorize certain transaction types for purchases
- Place location controls on in-person purchases
Existing Cardholders
We make it easy to manage your account online, from viewing your account transactions and history to making payments to accessing rewards and more.
Frequently Asked Questions
Have Questions?
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Loan products subject to credit approval.
iPhone®, Apple Pay®, Apple®, and App Store® are registered trademarks of Apple Inc.
Samsung Pay® is a registered trademark of Samsung Electronics Co.
Android™, Google Play™, and Google Play logo are trademarks of Google LLC.
