Get a better interest rate
Rates are still near historic lows, so now may be a great time to refinance.
Lower monthly payments
A lower rate or longer term may help lower your monthly payment.
Pay it off sooner
If you have a 30-year home loan, refinancing to a 15-year mortgage might be a good choice. You’ll pay it off sooner and pay less in interest.
Use your home’s equity
With a cash-out refinance, you can tap your home’s equity to get funds for whatever you choose. This is also a good option for consolidating debt.
Check Rates & Get More Information
Mortgage Calculator
Our refinancing calculator is designed to take into account refinancing costs, current interest rates, and how long you plan to stay in your home.
90% Cash-Out Refi
Get more out of your home’s equity
You may qualify for a cash-out refinance for up to 90% of your equity – most banks will only lend to 80% - and at a competitive rate. For example, suppose your home is worth $250,000, and you currently owe $100,000 on your mortgage. With a 90% cash-out refi, you could finance a new mortgage in the amount of $225,000 (or 90% of your home's value) and get $125,000 of it in cash.
What can an extra 10% do for you?
Have Questions?
Contact an expert near you
Loan products subject to credit approval.
