
Simply Free UNL
An account that’s exclusively for UNL students
Enjoy all the benefits of free checking with UBT — like instant-issue designer debit cards, no monthly fee, and easy online access — plus exclusive-to-UNL features:
- $50 bonus (requires paperless statements and 10 point-of-sale transactions)1
- ATM fee freedom2
- One “oops” overdraft fee waiver per year3
- $10 RoundUp credit when requirements are met4
To open online, you just need your Social Security number and a state-issued ID, driver’s license, or passport.
Simply Savings Student
A savings account with great features, designed especially for those 25 and under.**
Credit cards
It’s never too early to start thinking about ways to build your credit. We’ll help you get started.
Auto loans
Whether you’re living off-campus, here from out of state, or just looking to take more road trips, a new (or new-to-you) vehicle might be just what you need.
UNL Debit Cards
Getting a debit card is fast and easy
We get it — sometimes debit cards get misplaced. That’s why we’ve made it easy to instantly get a replacement card printed at a UBT branch (like the one in the Nebraska Union). Plus, when you open a Simply Free UNL account, you can choose a free designer debit card, like our exclusive UNL design that lets you rep your Husker spirit no matter where you go.
UNL Sponsorships
Would you like us to support an organization you belong to? Fill out our sponsorship request form for our UNL Donations Committee to review.
UBTgo Mobile App
Find out why our app has 4.9 stars
The UBTgo mobile app is faster, sleeker, and now easier to use than ever — and judging by the reviews, our users agree! Visit your phone’s app store today to download the latest version and see for yourself how easy it can be to manage your money from anywhere.
Message and data rates may apply.

Frequently Asked Questions
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Simply Free UNL account details: For currently enrolled UNL students. (1) $50 deposited to your active account within 70 days of account opening when you meet these two requirements: enroll in paperless statements via online or mobile banking and have 10 debit card purchases posted (excludes ATM transactions) within 60 days of account opening. New checking account customers only. Cannot be combined with other offers. (2) ATM usage fee at non-UBT ATMs waived (excludes surcharges ATM owners may assess). (3) Waives one NSF Paid Item Fee/NSF Returned Item Fee per calendar year. (4) $10 Credit: New checking account customers only. Requires enrollment in Union Bank's RoundUp Program to an eligible Union Bank savings account within 60 days of checking account opening. $10 will be credited to active checking account within 70 days of account opening if you meet the requirements. Account not affiliated with or endorsed by any college or university.
**Simply Savings Student Details: For ages 25 and younger. Annual Percentage Yield (APY) accurate as of the effective date in the deposit account rates. Rate subject to change. Fees may reduce earnings.
Loan products subject to credit approval.